Q. What are the benefits of financing my cosmetic surgery?
A. There are numerous benefits but the most popular is it
allows you to have the surgery now versus waiting months
or years to gather the money.
Q. Does applying for the loan commit me to being financed?
A. Although numerous plastic surgery financing companies
use the application process to commit you to the loan,
we proudly can say that we do not do that in any way. As
a patient, the last thing you need is to feel pressure
for such a huge personal decision. However, by simply applying
for the loan it allows you, as the patient, to have a good
understanding of exactly what your financial possibilities
Q. What if I have had credit problems in the past?
A. We have programs for most all types of credit histories.
If you've been declined in the past by other finance companies,
we may still be able to approve your loan request.
will my interest rate be?
A. Your interest rate will vary based on your credit
history, selected loan term, and loan amount. We work
with certain banks that have a twelve month interest
free rebate plan. When you pay back your loan within
a year, a rebate for the interest you have given out
to the bank will be mailed to you. So in other words
your interest will amount to 0%. Patients with excellent
credit ratings who apply for financing qualify for extra-low
interest rates. Even patients with past credit problems
can qualify for very reasonable rates.
Q. What loan terms
A. Available loan terms may include 12, 24, 36, and 48
months or a revolving credit line depending on your credit
Q. Do I have to finance the entire surgery?
A. No. It is very common for people to finance half, or
three-quarters of the surgery cost and pay the rest in
cash. We are here to make your life easier, and we can
work with you in every situation.
Q. Is there a pre-payment
A. In most cases you may pay off your loan at any time
Q. Are there down payment requirements?
A. Down payment requirements are determined based on your
credit history and your health care provider's requirements,
if any. With average or above average credit, you may not
be required to put any money down. However, keep in mind
that the more you put down, the lower your payments will
Q. How do I get more information?
A. To apply for a loan all you need to do is fill out this
financing form and you will
be contacted within 24 hours. It is a very simple process